{"id":168,"date":"2019-10-16T20:23:11","date_gmt":"2019-10-16T20:23:11","guid":{"rendered":"https:\/\/www.schaffelddental.com\/blog\/?p=168"},"modified":"2020-07-28T20:00:35","modified_gmt":"2020-07-28T20:00:35","slug":"maximize-your-insurance","status":"publish","type":"post","link":"https:\/\/www.schaffelddental.com\/blog\/maximize-your-insurance\/","title":{"rendered":"Dental Insurance: It\u2019s Time to Use It or Lose It"},"content":{"rendered":"\n
\"Woman<\/figure><\/div>\n\n\n\n

Did you know that over 100 billion dollars in dental\ninsurance benefits are wasted every year? Millions of people are missing out on\nthe coverage they\u2019re paying for, and the worst part is that they don\u2019t even\nknow it\u2019s happening. Dental insurance can be confusing, but if you know how to\nplay the game, you can end up saving hundreds annually on your dental care.\nRead on to learn how to make the most out of your dental insurance from your\ndentist in Wallowa County.<\/p>\n\n\n\n\n\n\n\n

Use Your Benefits Before They\u2019re Gone<\/h2>\n\n\n\n

An incredibly important number to keep in mind is your\nannual maximum. This is the most your dental insurance is willing to pay for\nyour dental care in one year. Usually, maximums are around $1,000. Once the\nyear ends, whether you\u2019ve used any of your coverage or not, your maximum will reset\nwhen the clock strikes midnight on December 31st<\/sup>. With only 2.8% of\nAmericans ever reaching or exceeding this maximum, it\u2019s no wonder that billions\nare wasted in benefits each year. <\/p>\n\n\n\n

Most insurance companies don\u2019t necessarily advertise the\nfact that their benefits reset every year, because unused benefits just means\nmore money in their pocket. However, with the right know how, you can maximize\nyour insurance to save money while staying healthy. <\/p>\n\n\n\n

See Your Dentist Twice a Year<\/h2>\n\n\n\n

Dentists worldwide agree that biannual checkups and\ncleanings are an integral part of maintaining good oral health. The main reason\nis to give your dentist an opportunity to catch any issues while they\u2019re still\nsmall. However, millions of Americans only attend a single dental visit or none\nat all. Besides the risk of oral health issues, these patients are also missing\nout on dentistry they\u2019re already paying for. Most insurance plans cover 100% of\npreventive visits like checkups and cleanings. So, if you still haven\u2019t seen\nyour dentist for a second time this year, schedule your appointment before 2020\nto prevent even more serious and costly dental care in the future. <\/p>\n\n\n\n

Take Advantage of Your Deductible<\/h2>\n\n\n\n

Your deductible is a fee that you pay once a year to unlock\nyour dental insurance\nbenefits<\/a>. Typically around $50, this amount resets at the end of the year\njust like your maximum. That\u2019s why it\u2019s smart to get any dentistry like crowns\nor root canals taken care of in 2019 so you can take advantage of your\ndeductible. <\/p>\n\n\n\n

Lookout for Changing Plans<\/h2>\n\n\n\n

Just like with your weekend plans, insurance plans can\nchange. However, most insurance will only change their terms during the time of\nrenewal, which means you can count on the same benefits for the rest of the\nyear. But, unlike medical insurance, it\u2019s common for dental plans to vary. They\ncould lower benefits or increase premiums, which is why you should take\nadvantage of your plan while you know exactly what it has to offer.<\/p>\n\n\n\n

Are you ready to give yourself a healthy smile with a full\npocketbook? Use these tips for maximizing your insurance. <\/p>\n\n\n\n

Meet the Dentist<\/h2>\n\n\n\n

Dr. Tyler Schaffeld has a passion for providing quality and\naffordable dental care, which is why he accepts almost all forms of insurance.\nFor any questions, he can be reached through his website<\/a> or by phone\nat (541) 426-3783. <\/p>\n","protected":false},"excerpt":{"rendered":"

Did you know that over 100 billion dollars in dental insurance benefits are wasted every year? Millions of people are missing out on the coverage they\u2019re paying for, and the worst part is that they don\u2019t even know it\u2019s happening. Dental insurance can be confusing, but if you know how to play the game, you […]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-168","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/www.schaffelddental.com\/blog\/wp-json\/wp\/v2\/posts\/168","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.schaffelddental.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.schaffelddental.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.schaffelddental.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.schaffelddental.com\/blog\/wp-json\/wp\/v2\/comments?post=168"}],"version-history":[{"count":1,"href":"https:\/\/www.schaffelddental.com\/blog\/wp-json\/wp\/v2\/posts\/168\/revisions"}],"predecessor-version":[{"id":171,"href":"https:\/\/www.schaffelddental.com\/blog\/wp-json\/wp\/v2\/posts\/168\/revisions\/171"}],"wp:attachment":[{"href":"https:\/\/www.schaffelddental.com\/blog\/wp-json\/wp\/v2\/media?parent=168"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.schaffelddental.com\/blog\/wp-json\/wp\/v2\/categories?post=168"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.schaffelddental.com\/blog\/wp-json\/wp\/v2\/tags?post=168"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}